Bridging Finance / Short Term Finance

Short-Term lending with a quick decision and the transaction can completion within 4 days from enquiry.

Bridging loans according to the borrower’s needs, and looking at each application — specifically the asset, equity and exit strategy — on a case-by-case basis. We have completed on draw down of funds with in 4 days from enquiry.

This is done by provide bridging loans to every kind of borrower, from city professionals and entrepreneurs to first-time buyers and property developers.

We especially thrive on large, complex and time-critical deals where detailed market knowledge and a proactive approach are essential.

Lend to private individuals, trusts and limited companies based in the UK and offshore — and always with utmost discretion.

As a non-status lender, we provide loans on the Open Market Value of the security — any UK residential property — not the purchase price or borrower’s income.

This equity-focused approach enables us to lend up to 100% of the purchase price and up to 100% of the development costs — subject to valuation.

• PROPERTY PURCHASES
• PROPERTY AUCTIONS
• SITE ACQUISITIONS
• REFURBISHMENTS
• DEVELOPMENTS
• 2ND CHARGE LOANS
• COMMERCIAL LOANS
• PROBATE

CASE STUDIES

West London Extension& Loft Conversion

July 15, 2016

A client borrowed £600,000 against a market value of £950,000 (63% LTV) to add a cellar and loft conversion to a 4-storey mid-terrace house. The loan, with a 6-month duration, was used to redeem the current mortgage, leaving an additional £75,000 to carry out the works. Once finished, the property was marketed at £1.2m. As the property didn’t sell within the original 6-month period ...

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Mixed-use Project in South West London

July 15, 2016

A client wanted to carry out refurbishment work on three lock-up retail units with a self-contained maisonette above — specifically to convert the upper floors into two flats. We lent £340,000 against a market value of £425,000 (80% LTV) over a 9-month period and released the funds in tranches based on external monthly valuations. Once the renovations were complete, the mixed-use property was put ...

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Luxury mansion in North London

July 15, 2016

A client well known to Century Capital wanted to raise £3M for alternative investment purposes by securing the debt on a £15M North London mansion. This multi layered BVI transaction was completed in a matter of days and a luxury £40m residence will be built in the summer of 2016, therefore providing us with a mainstream exit.

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